Mortgage Brokers & Advice Rayleigh

it’s hard to find a mortgage broker in Rayleigh that puts your needs first before anything else. Harding Mortgage brokers Rayleigh is a company that cares. By carefully assessing your needs, preferences, and financial circumstance, we match you to the right lender in no time.


Some of our lending partners

Get Started

3 Easy Steps


Enquire online or call Harding Mortgages to receive a free consultation while we search for the best mortgage deal available to you.


We guide you through the entire process, helping with documents, support & advice- keeping you updated regularly until the application is complete.


Your application will complete when your mortgage is approved and then you can collect the keys to your new home!

Rayleigh Mortgage Broker Advice

Do you know that mortgage lenders follow specific criteria when choosing clients? If you don’t have the “qualifications” they will not entertain you at all. Or worse, they’ll give you interest rates priced at the roof!

Don’t settle in these outrageous deals! Harding Mortgages offer the best Rayleigh mortgage broker advice. We want to see you succeed. That’s why we work hard to give you the best mortgage deals in Rayleigh based on your goals and financial circumstance.

Time is precious and we don’t want you to waste it trying to get into the doors of lenders who are not interested in helping you.

We Love Working with First Time Home Buyers in Rayleigh

Are you excited about buying your dream home? Buying a house is a big financial decision. And Harding Mortgages will guide you every step of the way. Work with us today and we’ll give you the best first time home buyer mortgages in Rayleigh.

Our commitment to serving our customers has earned the respect and recommendations of the families and individuals that we’ve worked with. We hope to show the same commitment to you. Give us a call today and learn how to get the best first time home buyer deals in Rayleigh.

We Love Working with Buy to Let Mortgages Too

Buy to let is a very profitable business. Harding Mortgages will help you get the best buy to let deals in Rayleigh. Most buy to let mortgages require a deposit of around 15 to 30 per cent — a small price to pay compared to the lucrative tax breaks and passive income you’ll generate by letting your property to friends and companies.

Contact us today to learn more about the best buy to let mortgages in Rayleigh.

Looking for a Remortgage Advice in Rayleigh?

Our remortgage process here in Harding Mortgages is simple. First, we talk to you to understand your goals and current financial situation. Then, we work hard to get you the best remortgage deals available in Rayleigh. We will also help you determine what’s the best mortgage option (fixed loans, trackers, discount loans, etc.) to suit your financial goals.

We have your best interest at heart. Give us your trust and we’ll never let you down. Work with Harding Mortgages today!

Free Consultation
Our initial consultation is free of charge and without obligation.
Whole of Market
Access to the whole market, meaning we will find the best deal for you
Comparison Sites do not check lending criteria or individual circumstances. We research & recommend for you!
Dedicated Support
You will always have access to your advisor and dedicated support team (not a call centre!)

Get Started

Don't just take our word for it

“I could not recommend Fergus enough. He showed great knowledge of the market and his customer service from the start of the sales process to the finish was brilliant.”

Rayleigh, Essex

“Harding’s proved excellent value of money and I would definitely recommend them to friends and family in the future.”

Prittlewell, Essex